3News » Home

Opinion: Don't squander tax reform chance, John Key

John Key makes the biggest speech of his political career on Tuesday John Key makes the biggest speech of his political career on Tuesday
Mon, 08 Feb 2010 1:00p.m.

Opinion by Duncan Garner

John Key has been Mr Nice Guy for a year - but now  the rubber hits the road. His leadership, his ideas, his ability to be bold is about to be tested.

Tomorrow he sets out his Government's agenda for 2010. 

This is his most important speech since he entered Parliament in 2002.

Key must show his Government will answer the massive challenges laid down by the Tax Working Group.

He campaigned on wanting to close the gap with Australia. He campaigned on economic growth. He campaigned around ambition. Now he has the chance to actually show he is a Prime Minister with a plan - a PM with a purpose.

He must show he has some big and bold ideas - rather than be a Prime Minister who always wants to be liked - and who wants to get away with incrementalism.

And this is his challenge. The tax experts found that 'the current tax system is incoherent, unfair, lacks integrity, unduly discourages work participation and biases investment decisions".

The working group continued, saying; 'the tax system is inappropriate, New Zealand relies heavily on the taxes most harmful to growth, particularly corporate and personal taxes on capital income".

So Key's challenge is to make fundamental changes. Plodding along the way we are is not good enough.

The experts say the corporate tax rate of 30% must change if we are to compete with Australia's which by all accounts is heading towards 25%.

The top 10 percent of all income earners in New Zealand now pay 76% of all net tax.

The experts agree such a top heavy system, reliant on the few - discourages growth and investment.

So what can Key do?

Every time he cuts a tax - like the top personal rate of 38c for those earning over 70k a year - he then has to balance the ledger by getting the revenue from somewhere else.

Remember the aim of the changes is tax neutrality - so he can sell the whole package as being fair.

So if he cuts the top rate for the rich and perhaps aligns it to the company rate - he must raise revenue from somewhere else - by hiking up a current tax, or introducing a new one.

He can either increase GST or bring in property taxes - or both.

Increasing GST is problematic. How do you compensate the working poor? They already don't pay tax - because of the Working for Families scheme. About 40% of the country pays no tax at all - largely because of this scheme introduced by Labour.

But not everyone in the Working for Families Scheme is poor.

Within it there are some massive rip-offs and tax dodgers.

Almost 10,000 people claiming Working for Families also have claimed tax write-offs for owning a second property - or an investment property. How poor are they really? If you own a second home - should you really be receiving a state welfare transfer? No way. Key must close this loophole - and immediately.

It's a giant rip off and it's not fair to hardworking, ordinary Kiwis who pay tax and don't structure themselves to shaft their fellow taxpayers.

And then there's property taxes.

The experts on the working group say they support a low rate land tax of say 0.5%. Of course this is hard to sell politically. But I do think there will be some changes in the property area. The other options are a capital gains tax on investment property - and an end to LAQCs - that see wealthy people getting massive tax write-offs.

So it's all in front of Key and his wing-man Bill English. Some of the changes may come immediately, some will be signalled for down the track.

But tomorrow and the next few months leading into the May 20 Budget could well shape how Kiwis view Key and his Government in the years to come.

Key's choice is clear. He could squander this opportunity - or be bold, ambitious and slightly risky. My money is on the latter option.

Duncan Garner is the 3 News Political Editor based in Wellington. Here he offers his views and commentary on the developments of New Zealand's politics from within the Press Gallery.

 
Subscribe to this blog by email
  

Duncan Garner's Entries

Comments [16]

Nick
09 Feb 2010 1:28p.m.

You say very simplistically "The top 10 percent of all income earners in New Zealand now pay 76% of all net tax.

The experts agree such a top heavy system, reliant on the few - discourages growth and investment."

Let me restate it..."
The top 10 percent of all income earners in New Zealand now recieve 90% of all income and a similar degree of assett ownership.

The experts agree such a top heavy system, reliant on the few having sufficient disposable income - discourages growth and investment from any of the rest of the populace."

Alex
09 Feb 2010 12:35p.m.

"Plus it has been shown with tax cuts to the wealthy that they then go and spend more money creating more jobs." NO. No, no, no. Wealthy people are LESS likely to spend their money because they don't NEED to. If a poor person receives more money, they are more likely to spend it than the wealthy person because there a certain neccessities you can't do without. The wealthy already have everything they need, so they are more likely to save.

Dave
09 Feb 2010 8:24a.m.

All this heallthy debate shows that the solution is not easy. Tax avoidance has been a game for years but some people are just too good at it and basically ripping their fellow tax payers off (not the Government) That needs to be fixed. I would agree that Trusts should also be under the spotlight and that nice Mr English is a classic example of someone who thinks it is "within the rules" to claim benefits when living in his trust property which is legally not his. Its an evasion of moral, ethical responsibility. We are good at saying someone should pay..... just not me, Pay what you owe.

v
08 Feb 2010 6:10p.m.

Window dressing for the masses!. Now if KEY went after all the A$#holes who who hide all their assets in family trusts only to go broke after SCAMMING everyone with earshot of all their money, and make these trusts libel for TAX and debt run up by their owners! BUT that would mean all the Politicians, all the DOCTORS, all the LAWYERS all the JUDGES SO you see people there is always one rule for the rich and one for the poor. ! Always!.

HeyDave
08 Feb 2010 5:49p.m.

@Lightseed And you don't know any poor people, do you?

Leon
08 Feb 2010 5:47p.m.

I think we should become a socialist country where everything is owned by the state and things such as healthcare and education are free. This will work perfectly as we have no military to develop like the former Soviet Union.

Lightseed
08 Feb 2010 5:10p.m.

HeyDave, you don't know many wealthy people do you?

Alan
08 Feb 2010 4:52p.m.

@ HeyDave

The problem is the point at which the government considers that you are wealthy.

HeyDave
08 Feb 2010 4:24p.m.

Yes, giving children a fair chance regardless of their parents' status is so evil. Lightseed: A dollar out of a wealthy man's pay is nothing to him. A dollar out of a poor person's pay is everything. That's why the wealthy pay higher tax rates on income earned over and above certain levels. Up to a certain point, everyone does pay tax at the same rate.

Alan
08 Feb 2010 4:01p.m.

@ Pieter

Why is it that the higher paid should pay tax at a higher rate than those that earn less. If all income was taxed at the same rate then they would automatically pay more tax simply because they earn more income.

To use a simple example if person A earns $ 10,000.00 and person B earns $ 40,000.00 if there was a flat rate of 10% tax they would pay $ 1,000.00 and $ 4,000.00 in tax respectively, i.e person B earns 4x what person A does so pays 4 times the tax. Under the current NZ Tax system Person A would pay $ 1,390.00 and Person B would pay $ 7,640.00 so although they earn 4x the income they pay 6x the tax, add to this that person A has greater entitlements to various Govt handouts that Person B would not get the disparity becomes even greater.

What people like you fail to take into account is that the so-called high income earners do not qualify for WFF, do not qualify for community services cards, do not qualify for housing allowances etc, etc, etc.

My family is a single income family with 2 children, I earn $ 80k per annum, I am paying income tax at 38% and we get $ 40.00 per week in WFF assistance, we get no community services card, we get no accommodation allowance despite the fact that our mortgage takes care of over 50% of my take home pay each week.

In my situation our net contribution to the welfare state of NZ is $ 19,740.00 from a total of $ 80k per annum (this is before taking into account ACC levies etc) this represents an overall tax rate of 24.675% and I am apparently a wealthy high income earner.

I would rather not receive WFF and have my income tax rates dropped accordingly, at least then I would feel that my family is surviving on what i earned rather than depending on Govt handouts.

Post a comment

Name:
Email: (Won't be published)
Comment:


3News Video 3News Audio