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Key targets property tax loopholes

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Bernard Hickey says most buildings appreciate, not depreciate

Bernard Hickey says most buildings appreciate, not depreciate

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Tue, 09 Feb 2010 10:34p.m.

By Jono Hutchison / 3news.co.nz staff

Prime Minister John Key claims around half of all residential property investors are currently being subsidised by the taxpayer. While the loophole will be closed, the Government is not going to introduce a capital gains tax or a land tax.

Instead, revenue will be sourced from increasing the rate of GST from 12.5 percent to 15 percent.

Some business groups have welcomed the plan, but others say it will only hurt those on middle and lower incomes.

"Fairer" is the word Mr Key has used to sell his tax changes, but that assessment is at odds with what the Tax Working Group say they pitched to the Government.

"It not intended to necessarily make it fairer, it's intended to make the economy grow," says Casey Plunkett. "The way you can make it fairer is to give some of that GST you collect back to people on benefits and people on lower incomes."

Labour leader Phil Goff says there is nothing fair about the changes, and that they only benefit Mr Key's "rich mates".

Mr Key also says he wants to get rid of a tax loophole used by investment property owners. Currently, it is possible to set a rate by which a house is depreciating. Investment property owners can then offset their income with that "theoretical loss" so that they pay less tax.

"The idea that a house - the building itself - would depreciate, isn't fair when, for a lot of buildings, they actually appreciate," says economist Bernard Hickey, "and so for many property investors, they claim depreciation, which is an 'invisible thing' if you like, and then use it to reduce their tax bill going forward."

Investment advisor Graham Goodison says stopping this will hurt property owners, but Mr Hickey disagrees.

"House prices have doubled in the last five or six years. Those people are sitting on capital gains of $300 billion. For them to complain about having to pay a couple of thousand dollars a year to the Government, effectively in some form of tax, just doesn't wash."

In his speech, Mr Key also indicated GST will go up, possibly to 15 percent, an idea not welcomed by many of the public.

"Some families are finding it hard to afford groceries at the end of the day, and to put higher tax on everyday living than what they are already paying, I think that's a bit wrong," says shopper Lisa Bains.

So, if GST goes up to 15 percent, a $1.59 soft drink would cost another 3.3c, and a $1500 TV would cost just over $33 more.

But Mr Key says any costs would be offset by tax cuts across the board and increases to benefits and superannuation.

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Comments [4]

cherie
10 Feb 2010 4:40p.m.

Why anyone want to listen to this self promoting person is beyond me.

MG
10 Feb 2010 1:46p.m.

People who get paid more are always going to get more back, but lets face it they pay a lot more to begin with. If it's all offset, then why change it? If you want people to be better off then drop the GST on Bread, milk, butter - actually all food! (no doubt they count because it's too hard to define it - how about a common sense definition - or better still a list!) and while they're at it they could start calculating the GST on petrol correctly instead of on top of the road tax.

Lightseed
10 Feb 2010 11:40a.m.

if you want a greater return then go get a job that pays more. Don't moan that someone on a higher wage will get a greater return than you. They shouldn't have to pay more than their fair share so you can have government supplied services, pay your fair share. As for property tax, people have been claiming depreciation while their price of their house has been rapidly increasing over the years. It is a loophole that needed to be closed, but that Helen who had substantial rental properties wouldn't touch, i wonder why.

Stupid tax policy
09 Feb 2010 11:37p.m.

Are they really being offset? even if the tax rate came down how much extra does GST cost us?

Doesnt all of this give the wealthy much more than they had while we get no more than $30.00 people like John Key get an extra $500.00 per week.

Peter Hughes and other execs get around an extra $1000.00 per week.

And people like Paul Reynolds at Telecom get an extra $2400.00 per week or around $125,000 a year.

I hate to disagree with the balancing out concept, but... what a rip.

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